3 Essential Tips When Buying a New Car


Sitting behind the steering wheel is something that everyone yearns to achieve. It can be very tricky especially if you're doing it for the first time. We all know that the best salesman is one who can sell jackets in a desert and surely the dealers can do it. Remember that’s his work, to make sales and therefore will say anything to persuade you to buy from his shop. That’s why you need to be armed with these tips whenever you want to buy a car. Let’s look at the basic things ...

Will My Credit Rating Affect My Insurance Rates?


Credit ratings basically give a history of how well you have been able to pay your bills. Many insurance companies especially those concerned with vehicles do use these ratings in determining the premium rates though this is not the only factor. In fact, many will also ask for other personal information. If we may take a car insurance company for example, they will use ones age, type of the car, driving history, and where one lives in addition to the credit ratings to determine insurance rates. ...

AAP Updates Car Seat Recommendations, 2011


The American Academy of Pediatrics (AAP) updated their car seat recommendations this year. In a new policy released in March, AAP advises parents to keep babies and toddlers in rear-facing car seats until age 2. For many parents who purchased an infant car seat, their children may reach the height and weight limitations of that car seat before their children reach age two. In such cases, parents should consider buying a convertible toddler seat which can be installed rear or forward facing and h...

First Time Auto Insurance Buyer's Guide


Buying your first auto insurance policy isn't as complicated as it may seem. Here's what you need to know about buying auto insurance and what you should be looking for in an insurance policy for your vehicle. What Kind of Coverage Should You Consider? Before you can start comparing insurance companies and quotes, it's important to determine what types of coverage you will need. You first need to find out how much coverage is required by the laws of your state. Every state will have their own ...

10 Ways to Make Your Next Family Road Trip the Best Ever


Road trips are about having fun and creating memories that can last a lifetime. If your taking a family road trip this summer, planning ahead can help make the journey a safe one and more enjoyable for everyone. A little effort before any road trip can make the difference between a great vacation full of fun and adventure and a disastrous nightmare. 1. Get a tune-up. Making sure that your vehicle is in good condition before you leave. Have a qualified mechanic check your battery, belts, air co...

7 Steps To Take If You’re In An Accident


Car accidents can wreak havoc on an otherwise peaceful day. Even if they’re minor, they can often create confusion. If you have been involved in an auto accident follow these steps to arrive at a successful conclusion in which all parties are taken care of. It is important to follow each of these steps, leaving any one of them out can create problems. Depending on the severity of the accident in question will depend on how detailed you need to be with these following items. 1. Remain cal...

Keys to Getting Your Insurance Claim Approved


Submitting a claim on your home or auto policy is pretty simple. It usually involves contacting your insurance company, filling out a claim form, and waiting for an adjuster to look over the damage. Then, if appropriate, it's just a matter of waiting for your check to arrive. Most claims are handled quickly. Carefully Review Coverage - Don't wait until you need to file a claim before you fully review and understand what's covered by your insurance policy. Go over your policy with your agent to ...

The Ultimate Guide to Summer Safety


When you think of summer, home safety may not be the first thing on your mind. Summer is the time for outdoor cookouts, pool parties, and backyard play dates; not a time for bandaging scrapes, nursing burns or worse. Small, innocent mishaps and mistakes are sometimes the source of many unwanted and accidental disasters. You might discover that by tweaking a few things around the house you can make this a summer to remember for all the right reasons. Backyard Safety: - Inspect outdoor decorati...

Do I Need Commercial Auto Insurance?


If your business uses a vehicle, or many vehicles, you may have employees on the road operating a variety of vehicles. Whether you provide company vehicles for your employees or they use their own for business purposes, commercial auto insurance is a must. In fact, in most states it's required by law. Commercial auto insurance provides coverage for cars, trucks and vans used by you or your employees for business purposes. Commercial auto insurance will cover many of the same areas as a persona...

Distraction Free Driving: It Could Save Your Life


Distractions are anything that can cause a person to lose concentration. Anything that can make your level of concentration lower than what it had previously been can be considered a distraction. In driving, distractions can be very dangerous and deadly. It is obviously important that we know how to deal with these obstructions to make our trips a lot more safe and manageable. But how does one create a driving environment that is perfectly free of any distractions? First off, keep your eyes aw...